Continuing Care Retirement Communities, or CCRCs, are becoming an increasingly popular option for older adults who are living independent, active lifestyles, but who want the security and peace of mind of being cared for, when needed, throughout the aging process. They offer a combination of residential accommodations, health services and other amenities. Residents commonly pay an entry fee, or purchase a residence, to join the community, with monthly maintenance fees thereafter. Usually, amenities such as meals, housekeeping, security, maintenance and transportation to outside community events are included in the cost. What are the advantages of a CCRC? The key advantage of a CCRC is that you have the opportunity to live independently, with the freedom to maintain your lifestyle, pursue your interests, and participate in a wealth of activities. However, during those times when you do need a little help, you have the peace of mind of having immediate access to a range of health services. Some, but not all, CCRCs also offer significant financial advantages, including the possibility of home ownership and equity preservation. Beyond the obvious advantages, there are a number of other benefits that make CCRCs an excellent choice for many Seniors: Dining service Sense of community Housekeeping and linen service Luxury accommodations and amenities Cultural, recreational, educational and social programs Transportation services Fitness and Wellness programs 24-Hour Security Services Freedom to travel How can I determine if a CCRC is right for me? No one’s needs are exactly the same. Many factors – including health concerns, income level, and geographic requirements - make each situation unique. However, people who choose CCRCs usually have some basic things in common: Are in relatively good health and enjoy an active, healthy lifestyle Wish to maintain their freedom, privacy and independence Take a proactive approach to aging Want to simplify their lives and free themselves of home maintenance responsibilities and daily chores Enjoy a stimulating environment and opportunities for socializing Desire the peace of mind of on-site health care Want to maintain financial benefits of home ownership and protect equity Don’t wish to burden family members with caretaking responsibilities